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Homeowners insurance is needed by any individual or family that owns their own home. A policy will need the proper amount of coverage as well as discounts to keep...
Automobile insurance is complicated. This brief guide will make it easier for you to understand the coverages, deductibles and limits and how they can work for you.
Conser Insurance offers coverage through various reliable companies for almost any kind of bike, including ATV’s, golf carts, even custom or classic bikes.
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Conser Insurance offers coverage through various reliable companies for almost any kind of boat, including fishing boats, runabouts, personal watercraft, and boats up to 35’ in length and up...
Our agency has a wide variety of companies which provide the very best insurance solutions for your business.The National Flood Insurance Program (NFIP) offers lower cost protection for residential and commercial properties located in low to moderate risk areas. Preferred Risk Policies (PRP) offer...
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Conser Insurance offers coverage for almost any kind of RV, from pop-ups to pushers. We can provide specialty coverage options for your specific needs with policy options including...
Boat/Personal Watercraft Insurance
Conser Insurance offers coverage through various reliable companies for almost any kind of boat, including fishing boats, runabouts, personal watercraft, and boats up to 35’ in length and up to $175,000 in value.
Our companies offer a variety of coverage options and discounts to give you superior coverage at great rates, such as:
Liability, Comprehensive and Collision
Cash Value (ACV)
Pays lower of ACV or Rating Base
Agreed Value (AV)
Pays Rating Base in event of total loss
Total Loss Replacement (TLR)
Available on new boats and replaces current boat with a new boat
Disappearing Deductibles
Deductibles reduced by 25% following each claim-free policy period
Primary Fishing Equipment Coverage - $10,000
Primary Replacement Cost Personal Effects - $5,000
Roadside Assistance – 24 hr 7 days
Emergency Towing (on water)
Medical Payments
Fuel Spill Liability
Coverage for unintentional oil or fuel spills that result in bodily injury or property damage
Wreckage Removal
Pays reasonable costs incurred by insured for any attempted raising, removal or destruction of the wreckage: included with Comprehensive and Collision Coverage, or Liability Coverage when required.
Water Sports Coverage
Covers bodily injury or property damage caused by persons towed by a covered vehicle for water sports such as water skiing, knee boarding, wake boarding and tubing.
Uninsured Boaters
Pays a covered person occupying a boat or personal water craft for bodily injuries caused by the owner or operator of an uninsured/underinsured boat or personal water craft.
Pet Injury Coverage
Pet Injury Coverage is also included with comprehensive/collision coverage - - up to $1,000.
